Become Debt Free. In a free one hour consultation with our government licensed bankruptcy trustee professionals, we will determine whether a consumer proposal or bankruptcy is the right solution. Our goal is to put your current money problems behind you and to put your finances back onto a solid foundation for the future. How do we do this? A. Farber's unique R Plan, our three easy step process to rebuilding your financial future, offers individuals who are struggling to manage their debt load, a clear path to restoring their financial affairs. It starts with Review of your personal financial situation from which we determine which debt management solution is best for you. Once the paperwork is complete you will get the debt Relief and protection from your creditors that you are looking for. The final part is to provide you with credit counseling sessions, including credit repair, to help you manage your finances better in the future and rebuild your financial life. more... See more text